Isn't this an irony that after almost a year of putting its own order on its website, Reserve Bank of India did little to get it implemented in various banks. I remember when the order regarding this was accepted was RBI. But it seems that one needs to approach court to get the existing orders implemented.
That seems to be the case here with Sushmaji. Here is the brief news:
Bank access for mentally disabled
21 Apr 2009, 0251 hrs IST, TNN
NEW DELHI: Families of mentally disabled persons can now hope for better access at banks for their wards। The Delhi High Court has directed the Reserve Bank of India to ask all banks in India to accept guardianship certificate issued under the Mental Disability Act for opening of a joint account।
RBI has been asked to issue appropriate guidelines to banks countrywide। The ready acceptance guardianship certificates are issued under the 10-year-old Mental Disabilities Act.
The 1999 law was primarily aimed to facilitate parents and kin of mentally disabled children to prove their legal guardianship. It allowed the setting up of local level committees under the local district magistrates to hear petitions seeking appointment as legal guardians.
The court was hearing a writ petition filed by Sushma Sharma, who had approached the State Bank of India to open an account with her mentally disabled son, Kuldeep, in 2007.